Earn up to 4.31% APY*

Make the most of your money and earn up to 4.31% APY* on all balances. Harness the power of compound interest and reach your financial goals faster with Portfolio Savings.

Pair Savings with Checking: A Winning Combination

Boost the rate on your savings account when you add Freedom Checking, featuring an industry leading 2.00% APY.*

Accounts

UFB Portfolio Savings

Earn up to 4.31% APY* with no maintenance fees or no minimum balance required to open the account.

UFB Checking and Savings Bundle

Save smarter with up to 4.51% APY** for your savings when you choose the bundle.

UFB Portfolio Money Market

Maximize your saving potential. Flexible. Secure. Up to 4.31% APY*.

UFB Additional Services

Mobile Deposit

Now you can deposit checks fast with UFB Direct's mobile app. Just tap the app and snap a photo of the front and back sides of your endorsed check. It's fast, secure, and—best of all—it's free.

Mobile Banking

Review account balances, transfer funds, pay bills. UFB Mobile Banking offers you banking convenience with 24/7 accessibility.

Mortgages

Whether you’re buying your first home, looking to refinance, or in need of information on a home equity line of credit, UFB Direct is here to help you every step of the way. We offer a wide range of mortgages and low rates to secure a home loan that’s right for you.

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Deposit accounts FDIC insured up to $250K individual and $500K joint

Need more coverage? Access expanded protection up to $250 million with UFB Direct InsureGuard+ Savings through IntraFi® Network DepositsSM. Learn More>

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