Earn up to 4.01% APY*

Make the most of your money and earn up to 4.01% APY* on all balances. Harness the power of compound interest and reach your financial goals faster with Portfolio Savings.

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Pair Savings with Checking: A Winning Combination

Boost your savings rate by 0.20% APY* with Freedom Checking, plus earn 2.00% APY* on checking balances.

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Accounts

UFB Portfolio Savings

Earn up to 4.01% APY* with no maintenance fees or no minimum balance required to open the account.

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UFB Checking and Savings Bundle

Save smarter with up to 4.21% APY** for your savings when you choose the bundle.

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UFB Portfolio Money Market

Maximize your saving potential. Flexible. Secure. Up to 4.01% APY*.

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Mortgages

Whether you’re buying your first home, looking to refinance, or in need of information on a home equity line of credit, UFB Direct is here to help you every step of the way. We offer a wide range of mortgages and low rates to secure a home loan that’s right for you.

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Deposit accounts FDIC insured up to $250K individual and $500K joint

Need more coverage? Access expanded protection up to $265 million with UFB Direct InsureGuard+ Savings through IntraFi® Network DepositsSM. Learn More>

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