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Identity Theft: How to Prevent It & How to Repair the Damage
In 2017, identity theft cost Americans a total of $5.1 billion in losses. Learn what steps you can do to protect yourself and repair the damage.
Earn up to 4.01% APY*
Make the most of your money and earn up to 4.01% APY* on all balances. Harness the power of compound interest and reach your financial goals faster with Portfolio Savings.
Accounts
UFB Portfolio Savings
Earn up to 4.01% APY* with no maintenance fees or no minimum balance required to open the account.
UFB Checking and Savings Bundle
Save smarter with up to 4.21% APY** for your savings when you choose the bundle.
UFB Portfolio Money Market
Maximize your saving potential. Flexible. Secure. Up to 4.01% APY*.
UFB Additional Services
Mobile Deposit
Now you can deposit checks fast with UFB Direct's mobile app. Just tap the app and snap a photo of the front and back sides of your endorsed check. It's fast, secure, and—best of all—it's free.
Mobile Banking
Review account balances, transfer funds, pay bills. UFB Mobile Banking offers you banking convenience with 24/7 accessibility.
Mortgages
Whether you’re buying your first home, looking to refinance, or in need of information on a home equity line of credit, UFB Direct is here to help you every step of the way. We offer a wide range of mortgages and low rates to secure a home loan that’s right for you.
Deposit accounts FDIC insured up to $250K individual and $500K joint
Need more coverage? Access expanded protection up to $265 million with UFB Direct InsureGuard+ Savings through IntraFi® Network DepositsSM. Learn More>
Financial Resources
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Kids & Cybersecurity: How to Teach Internet Safety
Learn six ways to teach effective internet safety and protect your child from identity theft.
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Put Your Savings on Autopilot
The simplest way to grow your savings is to set up an automatic transfer from your checking account to your savings account.