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Identity Theft: How to Prevent It & How to Repair the Damage
In 2017, identity theft cost Americans a total of $5.1 billion in losses. Learn what steps you can do to protect yourself and repair the damage.
Savings Accounts
Enjoy the security of a traditional savings account with the advantage of high interest rates.
UFB Savings
At UFB Direct, our innovative digital banking model allows us to keep our overhead costs down and pass our savings along to you in the form of free services and exceptionally competitive interest rates.
Our savings accounts are tailored to the unique needs and goals of our customers as we work to provide them with financial solutions and benefits that no other bank can offer.
Earn up to4.31%APY*
Exceptional Interest Rates, Innovative Financial Solutions
UFB Portfolio Savings
Earn up to 4.31% APY* with no maintenance fees or no minimum balance required to open the account.
UFB Checking and Savings Bundle
Save smarter with up to 4.51% APY** for your savings when you choose the bundle.
UFB Portfolio Money Market
Maximize your saving potential. Flexible. Secure. Up to 4.31% APY*.
Deposit accounts FDIC insured up to $250K individual and $500K joint
Need more coverage? Access expanded protection up to $250 million with UFB Direct InsureGuard+ Savings through IntraFi® Network DepositsSM. Learn More>
We Take Data Protection Seriously
Fraud Protection
We regularly monitor all accounts for potential fraud and use anti-virus protection to help us detect and prevent viruses. Our firewalls help block unauthorized access by individuals or networks.
SSL Encryption
This site’s Secure Socket Layer 128 bit (SSL) encryption creates a secure connection with your browser when you log in, fill out an application, or register in online services.
Automatic Logouts
We automatically log you out of your secure session after a period of inactivity to help protect against others seeing or using your online accounts.
Financial Resources
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Kids & Cybersecurity: How to Teach Internet Safety
Learn six ways to teach effective internet safety and protect your child from identity theft.
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Put Your Savings on Autopilot
The simplest way to grow your savings is to set up an automatic transfer from your checking account to your savings account.