Want to add a UFB Freedom Checking Account?
Maximize your earnings and rewards by adding a UFB Freedom Checking account with 2.00% APY*.
Checking – With Interest
Earn 2.00% APY* in your checking account, 25x the national average†
Fewer account fees
Over 90,000 fee-free ATMs
Boost your savings APY by up to 0.20%**
EARN2.00%APY*
Earn a Higher APY** for your savings or money market account in 3 Easy Steps:
Complete these three steps to unlock a Freedom Boost of 0.20%** on your UFB Savings or Money Market account.
Step 1
Open a UFB Freedom Checking account and set up direct deposits that total $5,000 monthly to unlock a 0.05% APY** increase on your savings or money market account.
Step 2
Get an additional 0.10% APY** boost on your savings or money market account when you maintain a minimum balance of $10,000.
Step 3
Earn an extra 0.05% APY** boost when you make 10 approved debit card transactions per statement cycle.
UFB Freedom Checking
| Balance | APY* | Rate |
|---|---|---|
| $0 to $1,999.99 | 2.00% | 1.98% |
| $2,000 to $9,999.99 | 2.00% | 1.98% |
| $10,000 to $24,999.99 | 2.00% | 1.98% |
| $25,000 to $49,999.99 | 2.00% | 1.98% |
| $50,000 to $99,999.99 | 2.00% | 1.98% |
| $100k or greater | 2.00% | 1.98% |