UFB Portfolio Savings

4.31% APY* Means Making the Most of Your Money

More interest from us means more money for you. With 4.31% APY*, you can feel secure in your financial future.

Pair Savings with Checking: A Winning Combination

Boost the rate on your savings account when you add Freedom Checking, featuring an industry leading 2.00% APY.*

Features

  • Earn up to 4.31% APY.*

  • No monthly maintenance fees.

  • No minimum deposit required to open an account.

  • Access your funds 24/7 with easy-to-use digital banking tools.

  • Enjoy peace of mind with FDIC insurance up to the maximum allowance limit Certificate #35546.

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Deposit accounts FDIC insured up to $250K individual and $500K joint

Need more coverage? Access expanded protection up to $250 million with UFB Direct InsureGuard+ Savings through IntraFi® Network DepositsSM. Learn More>

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Maximize Your Saving Potential

Our UFB Portfolio Savings is the highest-yielding savings account we offer. Earn 4.31% APY* on all balances.

UFB Portfolio Savings

UFB Portfolio Savings
Balance TiersAPY*Rate
$0-$9,999.994.31%4.22%
$10,000 to $24,999.994.31%4.22%
$25,000 to $49,999.994.31%4.22%
$50,000 to $99,999.994.31%4.22%
$100k or greater4.31%4.22%

Discover What Sets UFB Direct Apart

With technology-driven financial services, we bring our customers unique personal banking products and services. We are always looking for new ways to help our customers grow their wealth and reach their goals through bold financial solutions.

Must be a U.S. citizen or Resident Alien to apply.